insurance (PAI) is basically medical
insurance—to pay doctors'
and hospital bills if you're injured.
It may also include compensation
for such grisly possibilities as
loss of limbs, eyes, ears, fingers,
Not a pleasant thought, but losing
them and then running out of money
because you've lost them is even worse.
On a happier note, you may
already be covered for these
perils. If you have doctors' and
hospital insurance at home, check
with the company that insures you
to see whether foreign travel is
included in the coverage. It often
If you're adequately covered, you
can probably decline the PAI offered
rental companies (which is what
I do). A car rental company's PAI may
be secondary insurance,
and thus wouldn't even pay up until
after other coverage is exhausted.
If you're already adequately covered
by some other policy, why pay
However, PAI is not the same as trip
cancellation or medical evacuation
insurance, which you
may want to consider if you have
a medical condition that may interrupt
United Kingdom & Europe:
Insurance for coverage
of trip cancellation, medical, mobile
phone, computer, scuba diving and
other travel insurance.
no-obligation price quotes on all
sorts of policies.
even in Turkey's pedestrian
zones there's the occasional
car. This one's on İstiklal
Caddesi in Istanbul.